Kya Islam Me Life and Medical Insurance le sakte hai?

1. LIC ki life insurance ley sakte hain 2. Medical Insurance ley sakte hain 3. Income tax bachane ki iyat se le sakte hain Jawab: Jo Beema Company Government ki ya Gair Muslimo ki hai, unki Aisi scheme me Raqm lagaana jinme Musalman ke Nuqsan ka Andesha a ho Jaayez hai. Aur jo zaayed Raqam Hasil ho wo bhi jaayez o Mubaah hai, kyu ke yahan ke kaafir Harbi hain, aur Harbi aur Musalman ke darmiyan sood ahi hai. Jaisa ke Hadees shareef me hai. n” ” Lehaza gair Muslim beema company jo Asl Raqam par izaafa karke de, wo sood ahi, iska lena bilaa karahat jaayez hai. Mediclaim policy me Mediclaim karaane waale ke Nuqsan ka andesha hai. Kyu ke jitni muddat ke liye mediclaim karaya hai, agar us muddat me wo marz a hua to puri raqam zabt ho jati hai. Isliye bila zarurat mediclaim ki policy lene ki ijazat ahi. Life insurance (jeewan beema) us shaks ko karaana jaayez hai. Jo 3 saal tak uski qistein ada karne ki isteta’at rakhta ho. Kyu ke life insurence ke sharaayet se hai ke agar 3 saal tak qisten ahi bhari gayi, to jama shuda raqm bhi wapis ahi ki jaayegi aur is me Musalman ka uqsan hai. Lehaza ye policy wahi le jo 3 saal tak premium bharne ki qudrat rakhta ho. Alahazrat imam e Ahle Sunnat Sayyedna Imam Ahmad Raza Fazil e Bareilwi Quddisa Sirruhul Azeez beema ke jawaz ke baare me irshad farmate hain. n”Jab ke ye beema sirf governmnt karti hai aur us me apne uqsan ki koi surat ahi to jaayez hai, koi harj ahi magar shart ye hai ke uske sabab uske zimme kisi khilaaf e shara ehtiyaat ki pabandi a aayed hoti ho jaise Rozon ya Hajj ki Mumaana’t”. n(Ahkam e Shariat 2/182) Lehaza beema company agar gair muslim ki hai, to wo jo zaayed raqam ada karegi wo jaayez hogi uska istemaal kar sakte hain. Wa-Allahu Ta’ala A’lam n

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Khalifa-e-Huzoor Tajushshariah
Mufti Maqsood Akhtar Qadri Razvi Amjadi
Khadim – Dar al-Ifta Ridawi Amjadi
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